Chase Travel Card: Your Ultimate Guide to Travel Rewards
The Chase Travel Card is a popular credit card among frequent travelers. With its generous rewards program and travel benefits, it has become a go-to option for those who want to earn points and miles for their travel expenses.
The card offers a variety of bonuses, including no foreign transaction fees, airport lounge access, and travel insurance.
One of the most appealing features of the Chase Travel Card is its rewards program. Cardholders earn points for every dollar spent on travel and dining, as well as on other purchases.
These points can then be redeemed for travel expenses, such as flights, hotels, and rental cars. In addition, the card offers bonus points for signing up and meeting certain spending requirements within the first few months of opening an account.
Cardholders can enjoy access to over 1,000 airport lounges around the world, as well as travel insurance and trip cancellation coverage. Additionally, the card has no foreign transaction fees, making it a great option for international travelers. Overall, the Chase Travel Card is a solid choice for those who want to earn rewards and enjoy travel benefits.
Read: Top Travel Credit Cards with No Annual Fee
Card Features
The Chase Travel Card comes with a range of features that are designed to make travel more convenient. These include:
- No foreign transaction fees: This means that cardholders can use their card to make purchases overseas without incurring any additional fees.
- Travel and purchase protection: The card offers a range of protections for travel and purchases, including trip cancellation insurance and extended warranty coverage.
- Airport lounge access: Cardholders can enjoy access to over 1,000 airport lounges around the world through the Priority Pass Select program.
Reward System
The Chase Travel Card offers a generous rewards program that allows cardholders to earn points for every dollar they spend. These points can be redeemed for a range of travel-related expenses, including flights, hotels, and rental cars. The rewards program includes:
- 3x points on travel and dining purchases: Cardholders earn three points for every dollar they spend on travel and dining.
- 1x points on all other purchases: Cardholders earn one point for every dollar they spend on all other purchases.
- 50% more value when points are redeemed for travel: When cardholders redeem their points for travel-related expenses through the Chase Ultimate Rewards program, they receive 50% more value.
Annual Fees
The Chase Travel Card comes with an annual fee of $95. While this fee may seem high for some persons, it is offset by the card’s generous rewards program and other benefits.
Additionally, the card offers a range of other bonuses, such as no blackout dates or travel restrictions, making it a great option for frequent travelers.
Read: Best Credit Card for International Travel
Applying for a Chase Travel Card
If you are actively looking for a credit card that can help you earn travel rewards, while offering a seamless payment option, the Chase Travel Card may be a good option for you. Here’s what you need to know about applying for this card.
Eligibility Criteria
To be eligible, to apply for the Chase travel card, you must meet these requirements;
- Be at least 18 years old
- Have a valid Social Security number
- Have a good credit score
In addition, you should be aware that Chase has a “5/24 rule.” This means that if you have opened five or more credit card accounts in the past 24 months, you may not be eligible for a Chase Travel Card.
Application Process
To apply for a Chase Travel Card, you can visit the Chase website or go to a Chase branch. Here are the steps you will need to follow:
- Fill out the application: You will need to provide personal information such as your name, address, and Social Security number.
- Choose your card: There are several different Chase Travel Cards to choose from, so make sure you select the one that best meets your needs.
- Submit your application: Once you have completed the application, you can submit it online or in person at a Chase branch.
- Wait for a decision: Chase will review your application and let you know if you have been approved or denied.
If you are approved for a Chase Travel Card, you will receive your card in the mail within a few days. You can start using it right away to earn travel rewards on your purchases.
Overall, applying for a Chase Travel Card is a straightforward process as long as you meet the eligibility criteria and follow the steps outlined above.
Read: Best Travel Credit Cards for Beginners
Managing Your Chase Travel Card
The card is quite flexible to manage with different access levels for your convenience including;
Online Account Access
Chase provides a user-friendly online platform that allows cardholders to manage their Chase Travel Card account. Cardholders can log in to their account to view their account balance, transaction history, and payment due date. They can also set up automatic payments, view their rewards balance, and redeem rewards.
The online platform also provides additional features such as the ability to dispute a transaction, request a credit limit increase, and update personal information. Cardholders can also view their FICO credit score for free on the platform.
Mobile App Functionality
Chase’s mobile app provides cardholders with the convenience of managing their Chase Travel Card account on the go. The app allows cardholders to view their account balance, transaction history, and payment due date. They can also make payments, set up automatic payments, and redeem rewards.
The mobile app also offers additional features such as the ability to lock and unlock the card, receive real-time alerts for transactions, and locate nearby ATMs.
Customer Support
Chase provides excellent customer support to its cardholders. Cardholders can contact customer support via phone, email, or chat for any account-related queries or issues. The customer support team is knowledgeable, friendly, and available 24/7 to assist cardholders with their queries.
In addition, Chase also provides a comprehensive FAQ section on its website that answers common questions related to the Chase Travel Card. Cardholders can refer to this section for quick answers to their queries.
Overall, Chase Travel Card provides its cardholders with a user-friendly online platform, a convenient mobile app, and excellent customer support to manage their account efficiently.
